Sr Business Banking Officer - Republic Bank - Louisville, KY

Sr Business Banking Officer - Republic Bank - Louisville, KY -

POSITION PURPOSE AND OBJECTIVES:
The Senior Business Banking Officer’s main duty is looking on enterprise banking shoppers for depository, lending and payment-based mostly alternatives within the Bank’s market. This place may have larger manufacturing and progress objectives in C&I, Business Actual Property and Depository than that of a Business Banking Officer. As well as, this place will even have manufacturing necessities for service provider banking, bank card and shopper/prospect worker checking account objectives. The Senior Business Banking Officer can also be chargeable for understanding monetary evaluation and successfully communicates with shoppers and senior management.

MINIMUM QUALIFICATIONS:
4 yr diploma and/or an MBA from an accredited establishment most popular .

5-10 years of Banking expertise with no less than three yr of direct enterprise lending and portfolio management expertise required .

Demonstrates robust information and skill in underwriting enterprise loans involving business actual property, accounts receivable, stock, and gear required .

Expertise with working capital strains of credit score and letters of credit score required .

Expertise with working with the Small Business Administration and their numerous mortgage packages required .

ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES:
Primarily targeted on new enterprise improvement by sourcing, creating and documenting calls on potential clients and referral sources.

Analyzes and evaluates enterprise banking methods with a view to attain department sales and repair objectives.

Coordinates with department managers and senior management and develop numerous methods for enterprise improvement.

Negotiate and construction new mortgage phrases and in addition handle renewal alternatives.

Work intently with Treasury Administration, Service provider Service and Credit score Card to determine enterprise and/or depository alternatives.

Liable for the management of portfolio delinquencies inside assigned and/or developed portfolio.

Be concerned locally by way of volunteerism on civic and non-revenue boards.

If wanted, help banking middle officers on a possible sales alternative.

Keep and improve the relationships with the Bank’s clients and referral sources.

Present formal and casual coaching and steerage for lending personnel.

Administer cross promoting of all firm services.

Get hold of annual monetary statements for business credit score analyst’s analysis.

Reply to referrals from Senior Administration of the Bank, and the corporate and others.

Monitor new developments in lending, compliance with mortgage insurance policies and compliance with applicable laws and suggests modifications in credit score coverage. Help the gathering of overdue loans.

Adheres to enterprise banking protocols and requirements relating to enterprise banking techniques operations.

Willingly performs all different duties and tasks as assigned.

INTERPERSONAL SKILLS AND COMPETENCIES REQUIRED:
Wonderful verbal and written communications expertise for efficient interactions with shoppers to satisfy monetary funding aims.

Have to be self-motivated and in addition work in a staff surroundings.

Requires a excessive power degree and powerful sense of urgency.

Have to be proficient in Phrase, excel and Entry.

PHYSICAL REQUIREMENTS:
The bodily calls for described listed here are consultant of people who have to be met by an affiliate to efficiently carry out the important features of this place. Affordable lodging could also be made to allow people with disabilities to carry out the important features.

Whereas performing the duties of this place, the affiliate is repeatedly required to take a seat, use arms to finger, deal with, or really feel; and speak or hear. The affiliate ceaselessly is required to face or stroll.The affiliate is sometimes required to succeed in with arms and arms. The affiliate should sometimes carry and/or transfer 10 kilos. Particular imaginative and prescient talents required by this place embrace shut imaginative and prescient, and distance imaginative and prescient. The noise degree within the work setting is often average.

OTHER REQUIREMENTS:
Journey between Republic Banking amenities and shopper places required

Occasional out-of-city journey is required.

Actions each inside and out of doors the corporate require a versatile work schedule that may embrace some night and weekend work.

**The above is meant to explain the overall content material of and necessities for the efficiency of this place. It isn’t construed as an exhaustive assertion of duties, obligations or necessities.

Required Expertise

Required Expertise

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