Business Banker II Job - First Citizens Bank - Winchester, VA

Business Banker II Job - First Citizens Bank - Winchester, VA -

Business Banker II

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Job ID #: 25343

Location: VA-Winchester

Useful Space: Business & Business Banking

Employment Sort: Full-Time Exempt

Schooling Required: Excessive Faculty Diploma

Expertise Required: 7 years

Days and Hours: Monday-Thursday 9-5, Friday 9-6

Bodily Tackle: 2147 Valley Avenue , Winchester, VA 22601

Division Identify: Winchester

Place Description

Helps the Banks mission by means of efficient sales and repair, focused enterprise improvement efforts and group involvement. The Business Banker (BB) is chargeable for creating and managing enterprise banking relationships in accordance with FCBs core values and prescribed sales course of in an assigned space. Main focus is on mortgage and deposit manufacturing and charge revenue era.The place manages a big portfolio of enterprise relationships and serves as the first contact for borrowing wants whereas partaking bank companions to assist present enterprise providers to satisfy the purchasers full vary of wants. The BB II targets enterprise clients with mortgage wants from $500,000 – $1,500,000; nevertheless, the BB II might handle bigger relationships as accepted by his/her supervisor and along side applicable help from Credit score Administration.

Gross sales: Develop & implement a enterprise banking sales plan to realize month-to-month sales and profitability aims outlined within the Banks sales program expectations. Determine wants and promote all bank merchandise to broaden and deepen relationships with clients and prospects, adhering to the Banks prescribed sales course of. Make the most of bank sales device. Develop and make the most of facilities of affect to assist generate referrals.

Portfolio Administration: Handle a portfolio of bigger enterprise credit and supply monetary options that handle shopper wants. Keep excessive degree of product information to allow the sale of lending, deposit and enterprise providers merchandise, and the referral of retail and wealth merchandise. Put together credit score packages for evaluation and approval by credit score companions. Carry out mortgage servicing duties to make sure conformity with mortgage phrases and circumstances. Help in assortment of mortgage delinquencies in a well timed method. Interview mortgage candidates and originate loans for centralized approval. Advocate applicable denied loans for exception approval.

Danger Mitigation/Compliance: Monitor portfolio efficiency take motion needed to make sure compliance with objectives/requirements for watch listing credit, cost offs, mortgage documentation exceptions, mortgage servicing expectations and CRA exercise. Escalate drawback loans as wanted. Full all required compliance and credit score coaching and cling to all compliance coverage.

Partnerships: Keep a productive working relationship with Business Providers companions and different company divisions, bringing sales companions into shopper relationships as wanted to handle the full monetary providers relationship for our clients and prospects.

Group: Symbolize the Bank in numerous civic and group features to additional improve the Bank’s picture and improvement of further enterprise.

Place Necessities

Bachelor diploma with a minimal of three years expertise in business or enterprise lending, business or enterprise banking, or business actual property.

Highschool diploma or GED with a minimal of seven years expertise in business or enterprise lending, business or enterprise banking, or business actual property.

Different Most popular Qualifications:
Should have a legitimate drivers license

Business improvement expertise.

Monetary evaluation and credit score underwriting expertise.

We’re an Equal Alternative Employer and don’t discriminate towards candidates due race, shade, faith, nationwide origin, intercourse, age, incapacity, veteran standing, sexual orientation, gender id, or different legally protected standing.

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