Financial Solutions Advisor-North McHenry Banking Center-Modesto, CA - Bank of America - Modesto, CA

Financial Solutions Advisor-North McHenry Banking Center-Modesto, CA - Bank of America - Modesto, CA -

Financial Solutions Advisor (Registered)

The first position of the Financial Middle Financial Solutions Advisor (FSA) is to deepen banking and funding relationships with Mass Prosperous clients. Situated in Financial Facilities with a focus of Mass Prosperous clients, the FSA will act as the first level of contact for Mass Prosperous clients, though won’t have a “e-book of enterprise.” Stroll-in clients shall be directed to the FSA who will present finish to finish complete recommendation and customised options to assist clients obtain their monetary objectives. Buyer evaluations/shows will embrace a assessment of funding objectives and put together shows that advocate merchandise akin to shares, bonds, mutual funds, annuities, banking, and managed cash options. The FSA will transact level of achievement funding and banking enterprise for shoppers with lower than $250okay in investable belongings. As well as, the FSA will interact in every day relationship calling to pre-chosen Bank of America or Merrill Edge clients inviting them into the Financial Middle for a buyer evaluate.

The FSA ought to have expertise in funding, banking and lending merchandise to bridge banking and brokerage options. The FSA will construct and keep efficient partnerships with inner enterprise companions together with different Financial Middle teammates, Small Enterprise Bankers, Mortgage Mortgage Officers, Financial Advisors, in Shopper Banking Providers (CBS) and Merrill Edge Advisory Middle (MEAC). The FSA will immediately report back to a Regional Gross sales Supervisor on the Most popular Banking & Investments workforce and work intently with specialist companions to drive referrals.

Main Duties

• Assess buyer objectives by conducting monetary alternative periods with new or present banking shoppers. Leverage enterprise information to find out prudent and applicable technique to satisfy shopper’s wants by recommending monetary options for Mass Prosperous shoppers.


• Construct strategic partnership with Financial Middle as a valued group member. Refer shoppers with an funding want and greater than $250Okay in investable belongings to an area Merrill Lynch Wealth Advisory Complicated or US Belief workplace. Check with different applicable enterprise channel(s) (i.e. Small Enterprise, Residence Loans) as wanted


• Exhibit robust consciousness of enterprise-broad alternatives to serve our clients.


• Professional-actively construct relationships with potential and present shoppers to satisfy enterprise goals.


• Adjust to all relevant banking and funding legal guidelines, laws, firm polices, and procedures, with a purpose to serve the shoppers’ greatest pursuits and improve shopper satisfaction.

Enterprise Position Overview

FSA develops new funding and banking enterprise by way of leads generated from inner partnering. The FSA will determine, profile and meet with shoppers to research and evaluate monetary objectives. Engages clients within the foyer for supply of retailer worth proposition. The FSA will triage shopper leads and make referrals to applicable inner service suppliers based mostly on shopper wants and asset thresholds. Participates in on-going coaching and interplay with the Merrill Lynch Wealth Complicated. The position is a bridge between banking and brokerage, subsequently the FSA should have a basic consciousness of core banking and funding options. The FSA ought to have the ability to present an enterprise product view for our shoppers, executing referrals throughout banking and brokerage strains. Demonstrates proficiency with applicable banking middle techniques and routines to help sales course of. Collection 7 & 66 (63 & 65 in lieu of 66) required and Insurance coverage licenses desired. CFP or CRCP most popular. four yr enterprise diploma most popular. One+ years expertise in enterprise improvement and investments coaching. This place could also be topic to SAFE Act registration necessities. Pursuant to the SAFE Act necessities, all staff engaged in residential mortgage mortgage originations should register with the federal registry system and stay in good standing. In case your place requires SAFE Act registration, you’ll be required to register and to undergo the required SAFE Act background verify and registration course of. Failure to acquire and/or keep SAFE Act registration might end in your instant termination.

Required Expertise

• three+ years of confirmed funding enterprise improvement expertise, together with funding coaching. In-depth information of funding services.


• One+ years expertise in enterprise improvement and investments coaching.


• Expertise making a complete monetary technique, assessing wants, figuring out, and recommending monetary options.


• Information of banking (credit score and deposit) services desired.


• Should have the ability to present proof of consultative communication and relationship constructing expertise resulting in shopper service, achievement and enjoyment of earlier roles.


• Collection 7 required. This position additionally requires collection 66 (63 & 65 in lieu of 66). If you don’t presently maintain the 66 however have both a 63 or 65 a suggestion might be prolonged with the situation that a passing rating is acquired for the lacking collection inside 60 days.


• A real staff participant and collaborator, translating information and expertise into robust and productive relationships internally and externally.


• Outcomes oriented with confirmed monitor report of excellent capacity to encourage and affect different to perform aims: current oneself assertively, convincingly and with confidence to determine credibility and respect with others.


• Devoted, enthusiastic, pushed and efficiency-oriented; possesses a robust work ethic.


• Extremely motivated self-starter, proactive, with intense concentrate on outcomes. Conveys a way of urgency to realize enterprise objectives and exceed expectations.


• A revered enterprise associate who provides worth to the broader staff and may diplomatically deal with battle; demonstrated capability to domesticate efficient income producing partnerships with different LOBs.


• Potential to deal with ambiguity and adapt to altering circumstances.


• An impeccable fame for integrity and consistency; should possess sound enterprise ethics appearing in the perfect curiosity of the shopper.


• Wonderful time management and organizational expertise.

Most popular Expertise

• four yr diploma desired, ideally in enterprise associated area.


• Licensed Financial Planner (CFP) and/or Chartered Retirement Planning Counselor (CRCP) Designations desired.


• Insurance coverage licenses desired.

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