Credit Risk Assessment Officer - Consumer Banking - U.S. Bank - Charlotte, NC

Credit Risk Assessment Officer - Consumer Banking - U.S. Bank - Charlotte, NC -

Credit Risk Assessment Officer – Consumer Banking – 160015836
At U.S. Bank, we’re keen about serving to clients and the communities the place we reside and work. The fifth-largest bank in the USA, we’re one of many nation’s most revered, revolutionary and profitable monetary establishments. U.S. Bank is an equal alternative employer dedicated to creating a various workforce. We contemplate all certified candidates with out regard to race, faith, shade, intercourse, nationwide origin, age, sexual orientation, incapacity or veteran standing, amongst different elements.
Credit Risk Assessment Officers (CRAO’s) independently consider and monitor credit score management inside the bank to attenuate losses. That is completed by means of the unbiased evaluation of particular person credit, evaluation of portfolio MIS and technique validation, and the continuous monitoring and periodic evaluation of the danger management processes utilized by the strains of enterprise. CRAO’s are liable for critically evaluating the standard of danger management, constructively difficult weak practices, and sharing greatest practices as a way to impact change.

Officers will collaborate with senior management from Credit Risk Administration, Enterprise Strains, Company Audit Providers and have publicity to a various group of portfolios, together with Cost Techniques, Consumer Lending, Small Enterprise Lending and Wealth Administration. A profitable candidate will want selection and have the power to use expertise and previous expertise to totally different portfolios and processes.

Important Features
-Gaining an understanding of key enterprise processes, testing key controls and documenting conclusions
– Offering worth-added suggestions to the enterprise line
– Portfolio monitoring to determine rising dangers and different key portfolio developments

Your Profession is Right here.

Qualifications
Primary Qualifications
– Seven or extra years of shopper banking credit score expertise in a number of of the next forms of features: auditor, challenge supervisor, credit score analyst, portfolio supervisor, or credit score danger evaluation officer.
– Bachelor’s diploma in finance, accounting, enterprise, or a associated subject most popular, or a Bachelor’s diploma with related business and/or credit score evaluate expertise.

Most popular Expertise
– Robust undertaking management expertise in planning, figuring out key duties, delegating appropriately and finishing all duties on time
– Robust analytical expertise to conduct portfolio evaluation, validate underwriting and account management methods, determine danger focus, determine root causes of points and consider the danger/reward commerce-off
– The power to deal and react to extremely delicate points in a confidential and professional method
– Clear and concise writing fashion
– Is a self starter, is self-directed and proactively seeks out work
– Capability to work independently

Job Risk Administration / Fraud Prevention
Main Location Minnesota-MN-Minneapolis
Different Places North Carolina-NC-Charlotte, Missouri-MO-Saint Louis
Shift 1st – Daytime

Common Hours Per Week 40

APPLY THIS JOB HERE

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